Investment Parameters
Platforms to Compare
Annual fee = all-in cost (platform fee + fund TER + any ongoing charges). Defaults verified against 2026 provider cost profiles. Satrix direct: 0.10% TER (Satrix 40, no platform fee via debit order). EasyEquities + Satrix MSCI World: TER 0.35% always applies; Thrive fee of R25/month is waived at Thrive Level 3, otherwise it adds 0.30% on R100k (6% on R5k, 0.06% on R500k — Thrive impact scales inversely with portfolio size). Allan Gray Balanced Fund on LISP: ~1.05% fund fee + 0.5% admin fee + 15% VAT ≈ 1.78% all-in. Edit to match your actual portfolio size and fund choice.
After 20 Years
Satrix direct (Satrix 40 ETF, debit order)R2 240 454
Fee: 0.10%/yrFee cost: R27 636
EasyEquities + MSCI World (Thrive L3 — waived)R2 172 945
Fee: 0.35%/yrFee cost: R95 145
EasyEquities + MSCI World (no Thrive L3, R100k)R2 094 827
Fee: 0.65%/yrFee cost: R173 263
Allan Gray Balanced Fund (LISP all-in, incl VAT)R1 826 896
Fee: 1.78%/yrFee cost: R441 194
| Platform | Fee | Final Value | Growth | Fee Cost |
|---|---|---|---|---|
| Satrix direct (Satrix 40 ETF, debit order) | 0.10% | R2 240 454 | R1 520 454 | R27 636 |
| EasyEquities + MSCI World (Thrive L3 — waived) | 0.35% | R2 172 945 | R1 452 945 | R95 145 |
| EasyEquities + MSCI World (no Thrive L3, R100k) | 0.65% | R2 094 827 | R1 374 827 | R173 263 |
| Allan Gray Balanced Fund (LISP all-in, incl VAT) | 1.78% | R1 826 896 | R1 106 896 | R441 194 |
Choosing Satrix direct (Satrix 40 ETF, debit order) over Allan Gray Balanced Fund (LISP all-in, incl VAT) saves you R413 558 over 20 years.